Author: mogbonda
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State of Bitcoin Literature in Africa: What We Know, What We’re Missing, and Why It Matters; Part 2
The surge of cross-border payment firms in Africa: Implications for entrepreneurship and SMEs” (Olatunbosun et al.) This paper investigates the rapid expansion of cross-border payment firms across Africa and explore the implications for entrepreneurship and SMEs. This shift has been propelled by the spread of mobile money, the rise of FinTech’s, and the adoption of…
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₦1,000 and a Phone: As NPS Modernizes and Banks Close Their Doors, Bitcoin Stays Open.
Nigeria is upgrading its financial backbone. The rollout of the National Payment Stack (NPS) promises instant settlement, unified data standards and programmable rails that increase speed and interoperability. Within the same sector, Standard Chartered Nigeria is closing branches and off-boarding customers with balances below ₦7.5 million, in line with the CBN’s raised minimum capital requirement…
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State of Bitcoin Literature in Africa: What We Know, What We’re Missing, and Why It Matters; Part 1
What a South African Study Reveals About Blockchain’s Potential to Support Africa’s Unbanked Using Blockchain Technology in Providing Mobile Financial Services to Alleviate Financial Exclusion in South Africa by Budree et al. (2023) examines how blockchain could expand mobile financial services to the country’s unbanked. The study outlines a sharp divide: 54% of adults in…
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Africa Digital-Asset Policy Watch: Building Rules for a Borderless Economy
Overview The Africa Digital-Asset Policy Watch tracks key regulatory shifts and projects shaping the continent’s digital-finance landscape. Rather than covering a fixed quarter, it consolidates current and unfolding stories, from new licensing frameworks and tax reforms to tokenization pilots and mining governance debates. This edition focuses on six jurisdictions namely Uganda, South Africa, Nigeria, Kenya,…
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Stablecoins in Africa: Path to Financial Inclusion or Threat to Economic Sovereignty?
Stablecoins, designed to maintain a stable value relative to a reference asset such as the U.S. Dollar, have become a central feature of Africa’s digital asset ecosystem. Their ease of use and dollar-pegged stability have made them attractive for payments, remittances, and savings across the continent. Industry reports highlight key drivers to include hedging against…
· Reports
